Transaction Security

Feel Secure while paying at SMS Markaz!.

 

Security is probably one of the most significant concerns for both the shopper and the retailer during an online transaction. In reality an online transaction is probably more secure than a card transaction in a shop or conducted over the telephone or by fax, as the information transmitted online is highly encrypted using complicated logarithm combinations. To ensure the security we at SMS Markaz do not save the credit card numbers in our database, and we use the third party payment processing system of RBS WorldPay.com, PayPal.com and Google Checkout

At SMS Markaz, we process your order request (before the payment page) on SSL Secure server. The privacy of communications between you (your browser) and our servers is ensured via encryption. Encryption scrambles messages exchanged between your browser and our online secure server. Encryption makes it impossible for unauthorized people to view information traveling between computers, it is therefore very unlikely that anyone read this page as it traveled across the network.

There are two general indications of a secured web page

1) Check the web page URL
Normally, when browsing the web, the URLs (web page addresses) begin with the letters ''http''. However, over a secure connection the address displayed should begin with ''https'' - note the ''s'' at the end

2) Check for the ''Lock'' icon  
In order to ensure a connection is secure, your browser will inform you visually by displaying a lock in the status bar of your browser.
Location of the image
i-Internet Explorer (bottom right corner)
ii-Netscape Navigator (bottom left corner).

The SMS Markaz payment system in association with WorldPay.com uses a combination of both established and innovative techniques to ensure the security and integrity of all sensitive data. Furthermore, our public web servers are certified by Thawte, a public Certificate Authority, ensuring that both the shopper and retailer can have confidence that nobody can impersonate WorldPay to obtain confidential information.

Transaction Encryption
The transfer of the purchase details from the SMS Markaz site to Worldpay are encapsulated using our own encrypted and digitally-signed protocol. This uses a combination of standard methods such as PGP, RSA and MD5 to ensure that the information passed is secure and tamper-proof.

Security for the Shopper
Any communication between the shopper and WorldPay is also encrypted to the maximum strength supported by the shopper's browser using TLS or 128 Bit SSL. Shopper are also protected from fraudulent use of their card in a "card not present" environment, by their card issuers. The card issuers provides the right for shopper to dispute a transaction if the goods/services did not arrive or if the card was used fraudulently.

Data Storage
Data storage on WorldPay systems, and the communication between WorldPay and the worldwide banking networks, is regularly audited by the banking authorities to ensure a secure transaction environment. We also ensure that we stay up-to-date with the latest versions of any third-party code we use, and continually review our own proprietary code.

Privacy
You should be assured that the information you provide during an online transaction is treated confidentially, and not disclosed to a third party. SMS Markaz's payment processor WorldPay has adopted a set of guidelines to protect our users' privacy, which comply with the Data Protection Act 1998. We do not provide or sell your details to third parties unless you have specifically requested that we do so, in order that these advertisers and/or third parties can offer you information, goods and services that may be of interest to you.